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This should not be relied upon as specific financial or other advice.

Actual results and loan or line of credit payment amounts and repayment schedules may vary. Applicants must meet CIBCs lending criteria; all personal lending products are subject to credit approval. Products and their interest rates may change at any time without notice.

With rates at all time lows, you will actually save money over your mortgage term.

Here is a great example of how we are able to save you money: As this example shows, we were able to refinance their existing mortgage before the term was up and get them the money they needed to pay off all debts.

There are many options when it comes to debt consolidation.

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